Regulatory Framework
Being the main regulator of fintech business in Gibraltar, GFSC is also charged with issuing licenses authorizing this kind of activities. If you are planning on opening a company in the state of Gibraltar, you will need a license for:
- organizing investment activities in the state of Gibraltar
- conducting investment activities as principals or agents
- investment-related advice in Gibraltar
- lending
- accepting deposits
- payment-related services
In the state of Gibraltar, consumer lending is an activity that is regulated by multiple laws. Provision of mortgage loans in Gibraltar is governed by respective EU legislation.
Looking to know what it takes to get a license in the state of Gibraltar? Want to find out how much a financial services license cost in Gibraltar costs? Contact IQ Decision UK and get legal advice on starting a business in the state of Gibraltar.
CIS in the State of Gibraltar
The 2011 Financial Services Act is the main legislative piece of legislation that governs all collective investment schemes in the state of Gibraltar.
Thinking about investing in the state of Gibraltar? Need legal advice on investment-related matters? We will help you understand the rules that apply specifically to your business.
AIFs in the State of Gibraltar
The majority of funds in the state of Gibraltar include either EIFs or privately owned funds (only 50 investors allowed; no public ownership).Regulating investment advisors & managing CIS in the state of Gibraltar is done as per AIFMD Directive. To accomodate provisions of AIFMD, some amendments have been made to the local regulations.
Want to register an investment fund in the state of Gibraltar? Our lawyers will help you learn more about it.
How is Crowdfunding Regulated in the State of Gibraltar?
Gibraltar has no special crowdfunding regime. Currently, MiFID is heavily reliant on specific provisions in the local legislation.
Thinking of launching a crowdfunding platform in the state of Gibraltar? IQ Decision UK will be happy to provide you with a consultation.
Payment-Related Services in the State of Gibraltar
All financial & payment-related services in the state of Gibraltar are governed by the 2nd Payment Services Directive. The latter has been implemented in national law as per the payment services regulations adopted in 2018.
Need legal advice on systems of payment in the UK, EU & USA? We can help you choose a payment system in Europe or another jurisdiction.
How Insurance Products Are Sold by Fintech Companies
Just like companies selling traditional insurance products, fintech companies engaging in the same kind of activities are regulated by the same laws .
Considering registering a fintech company in the state of Gibraltar? In need of a fintech license in the state of Gibraltar? IQ Decision UK can handle all that and more.
Data Protection in the State of Gibraltar
Just like in the EU, data protection in the state of Gibraltar is regulated by respective data protection legislation.
Eager to know how you can protect business data in the state of Gibraltar? Want to get the latest information on innovative technologies for business & legal aspects of these technologies? We recommend getting legal advice on implementing innovative business technologies in Gibraltar.
Want to know more about regulation of fintech business in Gibraltar? Contact IQ Decision UK to order legal advice on registering and doing business in Gibraltar.
